10 Things Fuelling your Limiting Beliefs Around Money

Money makes the world go round. That’s a fact and there’s not much we can do about it. Limiting beliefs around money can cause stress, stop you from taking risks or leaping towards your biggest and most exciting goals.

There might be something you would absolutely love to experience in your life, but money stops you in your tracks. Even those with bank accounts filled to the brim will not have enough to do something. For the rest of us though these limiting beliefs can be the thing that stands in the way of us creating that awesome dream business, stops us from taking that once in a lifetime trip or even being able to take time off work to rest.

If you find your money limiting beliefs are making you miserable, like mine were this time last month, then here are 10 things that might be fuelling those beliefs and how you can start to overcome them to live a happier and healthier life.

1) I’m not someone who is meant to have money

Says who? A lot of the time people who have this belief come from backgrounds where their parents struggled with money. Or their family members have a history with debt that has been carried through generations.

When it comes to this belief, ask yourself:

  • Why you feel you aren’t supposed to have money

  • What was your parents and grand parents relationship with money? Did they have some and lose it? Were they always in debt?

  • Have you adopted a belief that you’re not meant to have money because you’ve grown up with a lack your whole life? Think about the comments you heard around money growing up.

2) I’m not deserving of more money

Everyone is deserving of money, but we can often feel guilty about wanting more and more of it. You might tell yourself that you only want what you need to live, but is living hand to mouth really the way you want to live your whole life? Probably not.

When it comes to breaking this belief down, ask yourself:

  • What makes me underserving of money? What proof do I have that this is true?

  • Have you ever been in a position where you had an abundance of money but lost it or didn’t manage it wisely?

  • How could that have influenced this belief? Are you still using this as evidence as to why you don’t deserve money?

3) I don’t know how to handle a lot of money so it’s best to stay small

This is something I used to tell myself all the time and I had no evidence to back it up. It didn’t stop the belief from taking hold though. This is something else that can be passed down from generation to generation. We usually learn how to manage money based on our parents example. Or in some cases the example of our older siblings.

When you find yourself thinking that you don’t know how to manage money, ask yourself:

  • When I have I managed money well? How did I do it and how did it feel?

  • Am I making someone else’s experiences with money my own? Are these beliefs the beliefs of those around me rather than my own?

  • What are the pros and cons of stopping yourself from being able to make larger sums of money? Do the cons really outweigh the pros?

4) People won’t pay X amount for my services/products

This is one for the business owners and aspiring soulpreneurs. When you’re trying to build your dream business or side hustle this is one of the biggest limiting beliefs around money. It can stop you from pricing your services and products correctly and downplay your worth.

If you’re an entrepreneur, then ask yourself these questions to figure out how to overcome this major business block:

  • Taking away money, what value does my product or service offer my dream clients/customers?

  • Who is doing what I want to be doing? How many people follow them? How successful do they appear to be?

  • How much are other people charging for what I am offering? Am I under, over or matching those prices?

5) Money is bad and leads to greed and selfishness

There are many stories we’re exposed to that have money as the enemy, the route of all evil. We associate money with greed more than anything else, it’s a trope that we see in media and stories everywhere. Think about the story of King Midas and his golden touch, or all the villains in movies that have done terrible things for fortunes. This stays with us, a subliminal message telling us that if we’re rich, we must have done bad things to get there. Not true.

When you feel guilty about having more money than you need or you’re afraid to ask for more money at work, or accept loans or winnings, then ask yourself these questions:

  • How has money benefited me or brought positivity to my life or the lives of those around me?

  • What are all the ways money is used in a good way? Think charity, life experiences, gifting.

  • Thinking about all the things I would do if I had more money, what positives would those things bring me? What is my core reasoning behind wanting to attract more money into my life?

6) Money is limited so I should save as much as possible

There’s such a thing as being too careful with money. It’s called frugality. We hold on so tightly to what we have already that we block any more money flowing to us in the future. This is not to say we shouldn’t save for emergencies or a rainy day, but saving more than you really need to can leave you with nothing for the present.

You’re not a dragon hoarding gold, you are a human being that has to move through a life. Don’t make it unbearable for yourself if you have the option to live a life filled with adventure and joy.

When you start to tell yourself that money is limited and you need to hold on tighter to what you have, ask yourself these questions:

  • When is my next pay check coming in and when does the next one after that and the one after that? Visualise that money flowing in and out of your account like waves on a shoreline.

  • How much do I need to budget to live and pay bills and how much will be left over? Is that amount worth saving or could I find a way to treat myself right now?

  • What examples can I find where my money has been replenished when it was at its lowest?

7) I can’t be trusted with money because I shop too much

Poor money management is definitely something that many struggle with and those with a shopping addiction can face some serious consequences. However, it’s treatable. If you do shop too much, then you can look at your reasoning – does it give you a dopamine hit? Take your mind off real life? – and work to readjust that habit.

If this is a limiting belief around money that plagues you, ask yourself these questions:

  • When have I had an abundance of money and not bought anything?

  • How do I budget each month? Could I budget better? Create more structure in my finances? Could I learn more about money management to help me?

  • When have I shown that I can be responsible with money?

8) I can’t do what I love and be able to make a living

Where are my creative business owners because this one is for you. If you’re a Millenial or Gen X then you will probably have the belief that work is supposed to be hard. If you’re not doing whatever it takes to earn money then you’re not working hard enough. If you do something that you love and is tied to your passion, it’s a hobby not a job.

When I first started working for myself and working from home, I often had comments along the lines of ‘taking a break are we?’ whenever I went to get a coffee. Or, heaven forbid I finished work before 5pm because then I was ‘slacking’. This idea that work has to fit into a certain mould to be valid is a very outdated belief. One that Gen Z are very good at shattering.

So, whenever you’re thinking of that dream life and dream business, but are struck by this limiting belief ask yourself:

  • Who are my idols? The people already doing my dream job successfully.

  • How many people can I find that do what I want to do as a job? (Maybe you could even reach out to them and ask them about their own experiences)

  • How could I start to create a structure in my life that would help me support this dream career? Could I go part-time while I build the business? Could I start carving out intentional time to spend on my business throughout the week?

9) Money doesn’t buy happiness so why would I work harder to gain more of it?

This one is closely tied to that limiting belief around money somehow being bad. The phrase ‘money doesn’t buy happiness’ is one we’ve heard thousands of times and now it’s seeped into our deepest subconscious. Originally this phrase was ‘money buys everything, except morality and citizens’ which is a lot more true than this very generalised phrase.

Money can’t make you happy on its own that’s for sure. When you don’t use it, money is just lumps of metal and paper or numbers floating about in the stratosphere. It’s what money offers you, what you can trade it for that can bring joy.

When thinking about how money can’t buy happiness, ask yourself:

  • If I take the material aspect out of it, what could money actually offer me?

  • What does money represent to me? What values can it help me to uphold?

  • What things give me joy and would I still have access to them without money?

10) I don’t have any control over how much money I make

Of course there will be people who do not have the privilege of having options when it comes to work, but I’m assuming that you are not one of these people. If you are then that’s another challenge for another time.

Whether you’re working a 9-5, freelance or have your own business you will have some control over how much you make. If you have a salary then why not ask for a promotion or pay rise? Prove your worth with data and stats if you have to but have the courage to put yourself out there and ask.

If you’re freelance or own your own business, look at ways you could make adjustments to cut costs or increase prices.

If this is a limiting belief that is stopping you from reaching the financial potential you want to achieve, then ask yourself these questions:

  • Are the money obstacles I’m currently facing created by external energies or internal ones?

  • Do I believe I am worth more money than I am currently attracting? If not why? If yes, why?

  • How much power do I really have over how much money I make? What are all of my options?

Limiting beliefs around money can be something that keeps you completely stuck and never evolving or moving forwards. To help you overcome them, why not explore my Soul Tarot Coaching sessions? Let’s work together to overcome these beliefs so you can finally start achieving your biggest goals.


Need a bit of help smashing those limiting beliefs?

Take a look at my online workshop Tarot for Limiting Beliefs and use the cards to start identifying the root cause of your beliefs are and create a plan to overcome them in no time at all.

Where do our self-limiting beliefs come from?

When working with my clients and with myself, the one thing we always end up tackling is our self-limiting beliefs. They seem to always be lurking below the surface ready to pounce whenever we get excited about doing something new and radical. They’re quick to tell us we can’t, we shouldn’t, we don’t deserve to.

When doing a Tarot reading, there is nowhere for those self-limiting beliefs to hide. The Tarot has a way of shining a light on them so that there is no escape and we finally have the clarity to address them head-on. But where are they hiding the rest of the time?

The root of all our beliefs

Every belief we have, whether it’s about ourselves or about the world in which we live, is rooted in the subconscious. They are created by events we have experienced or witnessed reaching as far back as our very early childhood. These events may not even seem that significant at first glance, but they are the catalyst for the creation of these self-limiting beliefs.

A lot of the time we think we need to have gone through something shocking or traumatic for it to imprint or change the way we think, but that’s not true. There are so many factors that need to be taken into consideration when thinking about how an event has imprinted on you. Some things to consider are:

  • How old you were at the time, when we experience something in our very early years, our brains absorb it like a sponge, which is why therapists often start with your childhood and relationship with your parents.

  • Where you were emotionally at the time of the event. For example, say someone with low self-esteem was insulted about being single, those people will hold on to and absorb the effects of that event in a different way than someone who is very confident and has much higher self-esteem. People with lower self-esteem may be less likely to brush it off or allow it to pass them by.

  • Repeated experiences. If something keeps happening time and time again then the brain will start storing that away and keeping it as evidence for when a similar situation comes up. This can often happen when fear, embarrassment or trauma is involved and is something that CBT therapy addresses directly.

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There is one grand lie – that we are limited. The only limits we have are the limits we believe.
— Wayne Dyer

How can we dig out these beliefs to analyse them?

Trying to reach the subconscious on your own can be difficult because the subconscious is where your mind puts the things it doesn’t want you to consciously think about. It’s a bit like your conscious mind rocks up at an exclusive VIP club and then is instantly turned away by the bouncer. Your mind doesn’t want you to venture there.

Tarot is a great tool for accessing the subconscious mind because it forms a pane of glass between the conscious and the subconscious. You’re being supported and guided through the hidden world of the subconscious, rather than being left alone to wander into places you may not want to go. The cards reflect back to you what is happening in the subconscious so you can see what is going on from a safe distance. This means the mind puts up less of a fight to keep things from you because it feels safer.

Meditation is also a great way of relaxing and opening up the subconscious. It encourages the mind to loosen its grip and allows you to move through its many levels unencumbered. It can however take a bit of practice to be able to go deep enough, but finding a meditation teacher or following a guided meditation can make things a little easier.

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We learn our belief systems as very little children, and then we move through life creating experiences to match our beliefs. Look back in your own life and notice how often you have gone through the same experience.
— Louise Hay

Why do we need to address self-limiting beliefs?

Often these self-limiting beliefs are stopping you from reaching your full potential or keeping you from doing something that would be life changing. To be able to keep growing, keep living to our fullest and always expanding our awareness and perspectives, we have to tackle the things that are keeping us in place, which is often these self-limiting beliefs.

Some limiting beliefs are harder to face than others and its ok to put some of them aside if you don’t feel fully ready to tackle them. Like I said at the beginning, these beliefs can sometimes be rooted in trauma, so it’s best to pull at those when you have professional support such as a counsellor or therapist.

For those beliefs that are less sensitive, booking Tarot readings or exploring self-divination can be a great way to start the work. I’m always happy to help guide people through their journey of self-discovery, so if you’d like to work 1:1, fill in my Tarot booking form here.

7 Ways to Get Out of Your Own Way

 

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The more tarot readings I do, the more I understand how we are all our own worst enemy. On more times than I can count, the answer to why someone is finding it hard to progress forward, is that there is something internally that is keeping them anchored to that spot.

We are constantly getting in our own way and it stops us from reaching our true potential. There is always a practical way to get something done, but a mental block can leave you feeling completely helpless and at a loss of what plans to put in place.

The good news is that there are ways for you to get out of your own way, and all it takes is a little patience, self-love and determination.

Acknowledge your strengths

One of the first things to go when faced with a tricky challenge is our self-confidence. Our mind wants to protect us from the hurt of failure, so it makes up ‘facts’ about us to stop us from taking risks. These ‘facts’ often revolve around not being good enough, qualified enough or experienced enough.

In order to clap back at your own fake news, you need to remind yourself what your strengths are and back them up with real life evidence.

For example:

Even though I’ve done more then my fair share of tarot readings, I still have moments of wondering whether I really am skilled as a reader. I start to doubt my abilities and this can sometimes stop me from offering to read for others.

To combat that, I have to remind myself that I’ve done multiple tarot reading courses, that I have passed with flying colours. That I have done loads of readings for clients with exceptional feedback, plus a lot of my clients have been referred to me based on the way I read and the aftercare I provide.

All of this is real world evidence that I am skilled in this area and that I am more than qualified to offer this service. By acknowledging this, I’m rewiring my brain to see just how capable I am and reassuring it that I can handle anything that comes from my risk taking.

Identify what failure looks like to you and challenge those beliefs

What does it mean to you to fail? What things have to happen for you to think “well, that’s it, I’ve failed“? One of the biggest roadblocks in any entrepreneurs journey, is coming face to face with failure. Nobody wants to fail at something, but sometimes it’s a necessary evil.

In order to be afraid of failure, we need to know what failure looks like to us. Once you’ve identified what your idea of failure looks like, you can start to pull it apart and question whether you really would have ‘failed’ if those things actually happened.

Are there other avenues open to you if one path doesn’t work out? Are there ways that you can adjust, pick yourself up and continue on if something happens? Once you’ve failed, that’s never the end of the road. If we all stopped doing anything every time we failed, we’d all be sat around doing nothing. The only way is up when you’ve failed at something, so it can be the best thing to ever happen to you.

Stop second guessing yourself

When you’re running your own business, you have to heavily rely on your own ideas, smarts and intuition. It can be tricky to learn to trust yourself enough to act on your own instincts, but this is something you need to be able to do if you want to be able to build something spectacular.

Be more mindful of the way you talk to yourself, ask yourself if you were your own employee, would you speak to you the same way? Would you be so quick to dismiss that employees ideas and decisions? Many of you may be solopreneurs, so treating yourself as both employee and employer could really help in making your entrepreneur brain work with your emotional gut.

Remove unnecessary pressure

We are our own worst critic and we can often put way too much pressure on ourselves. Whether it’s too tight of a deadline or an outlandish goal, too much pressure can be an instant roadblock on the journey to success.

Really evaluate the goals you’ve set for yourself and break them down month by month, week by week or even day by day. This will help you figure out if your overall goal is something that is not only achievable but also allows you time to take care of your mental and spiritual wellbeing. You may even realise that some of your goals don’t require you to sprint and you can push things back a lot more than you had initially thought.

Identify why you are self-sabotaging

If we are getting in our own way, it may be for some deeper, subconscious reason that we haven’t uncovered yet. It might be that we just aren’t ready to take a certain step, or it’s something we only think we want and not something we actually need.

There are so many different reasons why we may be putting up obstacles for ourselves and if things really aren’t going the way you thought they would, it may be time to dig a little deeper. To uncover these subconscious feelings, the best tools are:

  • Meditation – at least 10-20 minutes a day

  • Daily journaling (it only works if you’re brutally honest with yourself!)

  • Daily oracle card pulls

  • Monthly tarot readings

Our subconscious is the keeper of truth and our minds keep these things from us because we are happier not knowing. Ignorance is bliss as they say. However, if we are getting frustrated with our own progress, it may be time to face the darker sides of ourselves in order to move forward.

Even if you’re not 100% sure that you are the one stopping yourself from moving forward, it’s worth checking in and making sure there’s nothing else going on underneath the surface. You may find that a bit of inner work is the key to unlocking everything you have to offer and finally being able to reach that mega goal you’ve always wanted to reach.

If you’d like to book a tarot reading with me, to uncover why you are getting in your own way, just click the button below and drop me an email!